New Jersey state guide
New Jersey vehicle sales tax
New Jersey applies 6.625% sales tax. A qualifying trade-in to a registered dealer reduces the tax base, while manufacturer rebates remain taxable. Private/casual transfers can be reviewed against fair market value.
Title and registration
The calculator includes the standard $60 title fee. Registration depends on vehicle class, model year, weight and fuel; zero-emission vehicles also have a $270 annual registration surcharge from July 1, 2026 through June 30, 2027.
Worked example
A $30,000 dealer purchase with a $5,000 qualifying trade-in uses a $25,000 tax base, while a manufacturer rebate does not reduce that base.
Calculate your own scenario
Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own New Jersey vehicle purchase.
Open the main auto loan calculator →