AutoLoanByState
OR vehicle financing

Oregon Auto Loan Calculator

Estimate an Oregon auto loan with the qualifying vehicle privilege/use tax and current MPG/EV title-registration bands.

Need to compare another location? View all 50 state auto loan calculators.

Loading calculator...

Oregon state guide

Oregon Vehicle Privilege Tax / Vehicle Use Tax

Oregon has no ordinary sales tax. A 0.5% vehicle privilege or use tax applies only when all statutory vehicle and dealer-sale eligibility conditions are met. Trade-ins and cash down do not reduce retail sales price, while separately stated discounts or rebates do.

Title and registration

Passenger title fees are $101, $106, $116 or $192 depending on MPG/electric status. Two-year passenger registration is $126, $136, $216 or $376 when not enrolled in OReGO; a new passenger vehicle with an MCO receives four-year registration. County and plate fees can apply.

Worked example

A qualifying new dealer vehicle priced at $35,000 with a $1,000 separately stated rebate uses $34,000 for the 0.5% special vehicle tax; an ordinary private sale does not use this tax.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Oregon vehicle purchase.

Open the main auto loan calculator →