AutoLoanByState
UT vehicle financing

Utah Auto Loan Calculator

Estimate a Utah auto loan with state and locality-dependent vehicle sales/use tax and the 2026 age-based uniform registration component.

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Utah state guide

Utah vehicle sales/use tax

Utah taxes vehicle sales using the applicable combined rate. Dealer sales use the dealer location; third-party sales use the buyer registration address. Qualifying trade-in and manufacturer rebate credits reduce taxable purchase price.

Title and registration

The calculator includes the $6 title fee and the published 2026 age-based uniform fee component. Other registration, county/local and alternative-fuel charges can still apply.

Worked example

A dealer transaction uses the dealer-location rate, while a private transaction uses the buyer registration-address rate.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Utah vehicle purchase.

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