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VA vehicle financing

Virginia Auto Loan Calculator

Estimate a Virginia auto loan with the 4.15% Motor Vehicle Sales and Use Tax and its $75 minimum.

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Virginia state guide

Virginia Motor Vehicle Sales and Use Tax

Virginia charges 4.15% of gross sales price or $75, whichever is greater. Gross sales price is after rebates or incentives but is not reduced by trade-in credit, liens or other unpaid credits.

Title and registration

The calculator includes the $15 title fee. Passenger registration is weight-based and the Highway Use Fee can apply to fuel-efficient and electric vehicles, so exact registration remains external.

Worked example

A very low-price taxable transfer still owes at least $75 of Virginia Motor Vehicle Sales and Use Tax unless exempt.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Virginia vehicle purchase.

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