AutoLoanByState
AZ vehicle financing

Arizona Auto Loan Calculator

Estimate an Arizona dealer vehicle purchase with state and local TPT, trade-in credit and basic title/registration fees.

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Arizona state guide

Arizona TPT and private sales

Arizona dealer vehicle sales are subject to transaction privilege tax rather than a conventional buyer sales tax. The state retail rate is 5.6% plus county/city rates. Casual private-party vehicle sales are not subject to Arizona use tax.

Title and registration

The calculator includes the $4 title fee plus the $8 registration and $1.50 air-quality baseline. Vehicle License Tax is value- and age-based and remains estimated.

Worked example

For a dealer sale, qualifying trade-in value reduces gross receipts before applying state and local TPT. A casual private-party sale does not use that dealer TPT calculation.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Arizona vehicle purchase.

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