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Florida Auto Loan Calculator

Estimate a Florida car payment with 6% state sales tax, county discretionary surtax and qualifying trade-in credit.

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Florida state guide

Florida sales tax and county surtax

Florida applies 6% state sales tax plus county discretionary surtax based on the purchaser’s residence. For motor vehicles, the discretionary surtax applies only to the first $5,000 of taxable sales price. Qualifying trade-ins reduce taxable price.

Title and registration

The standard electronic title amount is included. Registration varies by vehicle class/weight and whether the $225 initial registration fee applies, so registration remains an external/manual estimate.

Worked example

A $30,000 vehicle with a $5,000 qualifying trade-in has a $25,000 state-tax base; county surtax applies only to the first $5,000.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Florida vehicle purchase.

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