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Iowa Auto Loan Calculator

Estimate an Iowa vehicle purchase using the fee for new registration rather than ordinary sales tax.

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Iowa state guide

Iowa fee for new registration

Vehicles subject to registration are exempt from ordinary Iowa sales tax and instead pay a fee for new registration equal to $10 plus 5% of qualifying purchase price. Qualifying trade-in value and applied manufacturer cash rebates can reduce that purchase-price measure.

Title and registration

Annual registration depends on vehicle data such as list price, weight and age. Iowa DOT provides an official fee estimator, so annual registration remains external/manual here.

Worked example

On a $30,000 qualifying purchase with a $5,000 trade-in, the fee base can fall to $25,000 before applying 5%, then $10 is added.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Iowa vehicle purchase.

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