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MD vehicle financing

Maryland Auto Loan Calculator

Estimate a Maryland car payment with the current 6.5% motor vehicle excise tax and valuation rules.

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Maryland state guide

Maryland motor vehicle excise tax

Maryland charges 6.5% motor vehicle excise tax. Dealer taxable price includes manufacturer rebates and processing charges but subtracts qualifying non-leased trade-in allowance. Private and used transactions can be subject to MVA valuation rules and a statutory minimum.

Title and registration

The calculator includes the $200 new/used title certificate fee. Registration depends on vehicle class and other MVA factors, so it remains external/manual.

Worked example

A dealer vehicle with a qualifying trade-in subtracts that allowance before the 6.5% excise tax, while manufacturer rebates remain taxable.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Maryland vehicle purchase.

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