AutoLoanByState
MS vehicle financing

Mississippi Auto Loan Calculator

Estimate a Mississippi car payment using the special motor-vehicle rate, trade-in deduction, title fee and county-dependent registration.

Need to compare another location? View all 50 state auto loan calculators.

Loading calculator...

Mississippi state guide

Mississippi motor-vehicle sales tax

Mississippi taxes passenger cars and light trucks at 10,000 pounds GVW or less at 5% of net purchase price after dealer discounts and trade-ins. Certain heavier property-carrying trucks use 3%. Manufacturer rebates do not reduce the taxable amount.

Title and registration

The calculator includes the $9 title fee and $14 first-registration baseline. County ad valorem tax depends on assessed value, depreciation and local millage, so the complete tag amount remains estimated.

Worked example

A $30,000 passenger car with a $5,000 qualifying trade-in has a $25,000 taxable base at the 5% vehicle rate.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own Mississippi vehicle purchase.

Open the main auto loan calculator →