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South Carolina Auto Loan Calculator

Estimate a South Carolina auto loan using the capped Infrastructure Maintenance Fee rather than an uncapped ordinary sales-tax calculation.

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South Carolina state guide

South Carolina Infrastructure Maintenance Fee

For a vehicle titled and registered in South Carolina, the Infrastructure Maintenance Fee is 5% of purchase price after a qualifying trade-in, capped at $500. It applies to vehicle titling/registration rather than as an uncapped general vehicle sales tax.

Title and registration

The calculator includes the $15 title fee and $40 standard passenger registration baseline, plus current alternative-fuel/hybrid road-use additions when selected. County personal-property tax must be paid before registration and is intentionally left external.

Worked example

A $30,000 vehicle with a $5,000 qualifying trade-in produces a $25,000 IMF base, but 5% exceeds the $500 statutory cap, so the IMF is $500.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own South Carolina vehicle purchase.

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