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North Dakota Auto Loan Calculator

Estimate a North Dakota auto loan with motor vehicle excise tax and the 2026 age/weight passenger registration schedule.

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North Dakota state guide

North Dakota motor vehicle excise tax

North Dakota imposes 5% motor vehicle excise tax on the taxable purchase amount after qualifying trade-in allowance and rebate or credit adjustments.

Title and registration

The calculator includes the $5 title fee and estimates 2026 passenger registration from the official weight and year-first-registered bands. The current annual road-use addition is $120 for an EV and $50 for a plug-in hybrid.

Worked example

A 4,000-pound recently first-registered passenger vehicle uses the $93 annual registration band before any EV/PHEV road-use addition.

Calculate your own scenario

Adjust the vehicle price, trade-in, financing terms, and other inputs above to estimate your own North Dakota vehicle purchase.

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